Financial Aid for Summer Semester

Students who enroll in summer courses at Massasoit Community College may qualify for financial assistance to help pay for those courses.

To be considered for Summer Financial Aid, you must:

• Be accepted for admission and enrolled in a degree or eligible certificate program for the Summer term. Students who are degree seeking at another institution will not be eligible for aid at Massasoit, nor will students who have been accepted for the Fall 2019 semester.
• Take courses that are required to complete the degree requirements of your current degree or eligible certificate program.
• Be making Satisfactory Academic Progress (returning students only).
• Have completed a 2018 – 2019 Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov, and provided the Financial Aid Office with all requested documentation. The deadline to complete a 2018 – 2019 FAFSA is June 30, 2019. It is also strongly recommended that you complete the 2019 – 2020 FAFSA as well to maximize your financial aid eligibility for the 2019 – 2020 academic year.
• Check your Massasoit email account frequently. Your Massasoit email account is the primary way the Financial Aid Office will communicate with you.

Types of Financial Aid Available

Federal Pell Grant

The Federal Pell Grant Program provides need-based grants to low-income undergraduate students who have not yet earned a bachelor’s or professional degree (or the equivalent from a foreign country). Amounts can change yearly and are based on a student’s cost of attendance, enrollment status and their expected family contribution (EFC) from the FAFSA application.

You may be eligible for a Federal Pell Grant for the Summer Semester if you:

• Did not receive the full amount of your scheduled Pell award for the 2018 – 2019 academic year. In general, students who received a Pell Grant for full-time enrollment in the Fall 2018 and Spring 2019 semesters will have already received the full amount of their scheduled Pell award.

or

• Did receive the full amount of your scheduled Pell award for the 2018 – 2019 academic year, but enroll and participate in at least six eligible credits across all Summer sessions.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The FSEOG program is a campus-based program that provides awards for students with exceptional financial need. Priority consideration will be given to students who have an expected contribution of $0, are enrolled in at least six credits over the course of the Summer Semester, and who received a Federal Pell Grant during the 2018 – 2019 academic year.

Federal Student Loans

You may also be eligible to borrow a Federal Direct Subsidized and/or Federal Direct Unsubsidized Loan if you enroll, and maintain enrollment in, at least six eligible credits over the course of all Summer sessions and you did not borrow your maximum annual loan amount during the prior academic year.

Please see the Financial Aid website for additional information about the Federal Direct Loan program, including loan terms and annual/aggregate limits.

If you are not eligible for a Pell Grant, you will automatically be offered a student loan(s), if eligible. If you would like to accept the offered loans(s), you will need to complete a Summer Loan Acceptance Form and will need to confirm the amount that you would like to borrow.  You may also use the Summer Loan Acceptance to request an increase or decrease to your loan amount, or you may request a loan if one was not initially awarded to you.

If you did not previously borrow during the 2018 – 2019 academic year, you may also need to complete a Master Promissory Note and Loan Entrance Counseling at StudentLoans.gov.

Federal Work Study

Federal Work Study (FWS) is a federally funded student employment program that provides part-time jobs for undergraduate students with financial need, allowing you to earn money to help pay educational expenses. Positions are available on both the Canton and Brockton campuses as well as at non-profit agencies in the community. The current rate of pay is $12.00/hr. on campus and up to $16.00/hr. off-campus. To apply for a Federal College Work Study position, please complete the application and return to the Financial Aid Office on the Brockton Campus or to the Enrollment Center on the Canton Campus.

You may be eligible to participate in the Summer Work Study Program even if you are not enrolled in any classes, as long as you intend to return to Massasoit in the Fall 2019 semester, as evidenced by Fall registration.

Summer Census Date Policy

Your eligibility for the Federal Pell Grant program is based on the number of credits that you are enrolled in, and are participating in, as of the financial aid census date. The census date for the Summer 2019 semester will be June 5^th, 2019, for all* students, regardless of which summer session(s) you attend.

For students that have submitted a 2018-2019 FAFSA to Massasoit prior to June 6^th, 2019, and have a calculated expected family contribution (EFC), which will be the case for the vast majority of applicants, summer financial aid awards made prior to June 6^th will be tentatively based on the number of eligible credits for which you are registered at the time of awarding.  If your actual enrollment on the census date differs from the enrollment status on which your tentative summer financial aid award was originally based, it may be adjusted and/or cancelled.  Pell Grant awards made on or after June 6^th will be based on eligible credits as of June 6^th.

If you drop, withdraw, or stop participating in a class on or before June 5th, it will NOT count in your enrollment status for financial aid purposes. You must be participating in class as of June 6th (or, in the case of Summer Session II classes, registered for the class) for the credits to qualify for financial aid.

Once you have been awarded Summer financial aid, classes added after the census date (such as Summer Session II classes) will not be included in your enrollment status when determining your eligibility for the Federal Pell Grant* (although they may be included for loan purposes), so it is very important that you register for all Summer Semester classes that you intend to take prior to the close of business on June 5^th.

* Exception: Students that have not submitted a 2018-2019 FAFSA with a calculated EFC as of June 5, 2019 will have their Pell Grant eligibility based on their enrollment status as of the date Massasoit receives their FAFSA with a calculated EFC.  If you are not enrolled as of that date, Pell Grant eligibility will be based on your enrollment status as of the first day that you enroll, so it is important that you register for all classes on the same day, regardless of session.

Additional Summer Semester Information

• All Summer 2019 financial aid awards are considered tentative until your Spring grades have been reviewed. If we determine that you are not in compliance with the Satisfactory Academic Progress (SAP) policy after your grades have been reviewed, your financial aid award will be revoked, and you will be required to pay for your Summer Semester classes without the benefit of financial aid, including loans.
• If you drop a Summer class for which financial aid was awarded, there may be significant financial implications:
  • You may become ineligible for some, or all, of the financial aid that you were awarded.
    • If you have a loan that has not been disbursed, and drop below six credits, your loan will be cancelled as you must maintain at least half-time status (6+) to participate in the Federal Direct Loan Programs.
    • If you have a Pell Grant award that is contingent on half-time enrollment and you drop to less than six credits, your award will be cancelled.
    • If you are enrolled in Summer I, and decide to drop a Summer II class for which you were registered, your Pell Grant eligibility will be recalculated to reflect your reduced enrollment and your award may be reduced or cancelled.
• If your financial aid award is based on Summer Session I and Summer Session II classes only, and you decide not to take the Summer Session II class, it is very important that you formally drop the Summer II class before the end of Summer I (or your last date of participation in that class, if earlier).  If you drop your Summer Session II class during the “break” between the Summer Session I and Summer Session II  (July 4, 2019 – July 9, 2019), you will be treated as a withdrawn student for financial aid purposes, and Massasoit will be required to perform a Return to Title IV Funds calculation. Please note: If you are actively enrolled in a class in the Full Summer Semester, this rule does not apply.
• If your financial aid award is based on registration in Summer Session I and Summer Session II and you decide to drop your Summer I class but still plan on taking a course in Summer II, you must provide written confirmation of your intent to return in Summer II at the time you drop the Summer I course. Without written confirmation, Massasoit will be required to treat you as a withdrawn student and we will be required to perform a Return to Title IV Funds calculation. If you do provide written confirmation of future attendance in Summer Session II, but then do not actually return for Summer Session II, you will also be treated as a withdrawal and a Return to Title IV Funds calculation will be performed.
• If you withdraw from all eligible classes prior to completing at least 60% of the days in the Summer session(s) that you were scheduled to attend, you will considered a withdrawal and a  Return to Title IV Funds calculation will be performed.

If you are a financial aid recipient and decide that you would like to drop a Summer class, or withdraw from the Summer Semester entirely, please see a Financial Aid Counselor BEFORE you act.

Summer Disbursements

After your course participation has been confirmed, and award adjustments have been made (if necessary) , financial aid will be disbursed directly to your student accounts. We anticipate the first Summer disbursement will be made on Wednesday, June 19, and weekly thereafter.
Federal financial aid funds are disbursed on the basis of your enrollment status at the time of disbursement, on the presumption that you will attend the classes for which aid has been awarded, including Summer Session II classes, and late starting CTIM classes, that may not have begun at the time your funds are disbursed.

If you do not initiate attendance in Summer Session II classes that you were scheduled to attend, your Pell Grant eligibility will be recalculated, and you may be subject to a Return to Title IV Funds Calculation. This will result in a balance due for which you will be responsible.
For the Summer Semester only, Massasoit will invoke low cohort default rate exemptions and will disburse Summer loans in a single installment. Additionally, we will not delay the disbursement of a loan for 30 days for first-time, first-year undergraduate students.

Summer Book Advance Program

If your financial aid award exceeds your charges, and you have completed all loan requirements (if applicable), you may use your anticipated credit balance to purchase books and supplies at the Massasoit Bookstore. If you are eligible to participate in this program, the Financial Aid Office will send an email to your Massasoit email address with additional information.