Summer Semester Financial Aid
Summer semester at Massasoit can be more affordable than you think! Massachusetts offers free community college through programs like MassReconnect and MassEducate — and additional financial aid options are also available for students who qualify.
To be considered for Summer Financial Aid, you must:
Complete a Summer Financial Aid Application for priority consideration.
Be accepted for admission and enrolled in a degree or eligible certificate program for the Summer term. Students who are degree seeking at another institution will not be eligible for aid at Massasoit, nor will students who have been accepted to start classes in the Fall 2025 semester.
Take courses that are required to complete the degree requirements of your current degree or eligible certificate program.
Be making Satisfactory Academic Progress (returning students only).
Have completed a 2024 – 2025 Free Application for Federal Student Aid (FAFSA) at studentaid.gov, and provided the Financial Aid Office with all requested documentation. The last day to complete a 2024 – 2025 FAFSA is June 30, 2025.
Check your Massasoit email account frequently. Your Massasoit email account is the primary way the Financial Aid Office will communicate with you.
Free Community College
MassEducate and MassReconnect allow Massachusetts residents without a bachelor’s degree to attend Massasoit for free. To qualify during the summer, you must enroll in at least six credits across all summer sessions and meet all other program requirements.
Visit our Free Community College webpage for more information.
Federal Pell Grant
The Federal Pell Grant provides need-based financial aid to undergraduate students who have not yet earned a bachelor’s or professional degree. Each year, Congress sets the maximum award amount. Your eligibility is based on information from your FAFSA, such as family income and household size, along with your enrollment level at Massasoit.
If you attend school year-round, are eligible to receive a Pell Grant based on your FAFSA, and are meeting Satisfactory Academic Progress, you may be able to receive a Pell Grant for all terms in the academic year, including the Summer Semester.
Here is a video you can watch to learn more.
Federal Supplemental Education Opportunity Grant (FSEOG)
The Federal Supplemental Educational Opportunity Grant (FSEOG) is a campus-based federal grant awarded to undergraduate students with exceptional financial need. Unlike the Pell Grant, FSEOG funding is limited and awarded on a first-come, first-served basis. Priority is given to students who meet published application deadlines and have a Student Aid Index (SAI) of -1500.
Massasoit Community College Fee Grant (MCCFee)
Massasoit Community College Fee Grant is an institutional fund that may be used to assist Pell eligible students with summer tuition and fee costs. MCCFee is awarded during the summer on a funds available basis.
Federal Student Loans
You may be eligible for a Federal Direct Subsidized or Unsubsidized Loan if you enroll and maintain enrollment in at least six eligible credits across all Summer sessions and have not borrowed your full annual loan amount.
Students who apply for summer financial aid will automatically be offered a Federal Direct Student Loan if they are not eligible for a Pell Grant or free community college. To accept or adjust this loan, submit a Summer Loan Acceptance Form. First-time borrowers may also need to complete a Master Promissory Note and Entrance Counseling.
Please see our Federal Grants and Loan page for additional information about the Federal Direct Loan program, including loan terms and annual/aggregate limits.
If your 2024–2025 FAFSA is submitted to Massasoit by May 31, 2025, and you have a calculated Student Aid Index (SAI), your summer financial aid will be tentatively based on the number of eligible credits you are registered for at the time of awarding.
Your enrollment will be reviewed again as of the financial aid census date, which is May 31, 2025. If your actual enrollment on that date is different from what was used to determine your tentative award — for example, if you drop or add courses, or a course is determined to be ineligible — your financial aid may be adjusted or canceled.
Credits from classes you drop, withdraw from, or stop attending on or before May 31 will not count toward your enrollment status for Federal Pell Grant purposes.
To include Summer Session II credits in your enrollment status for the Pell Grant, you must be registered for those courses by May 31. You must register for all Summer Semester classes you intend to count toward your Pell Grant eligibility before the close of business on May 31.
You must be actively participating in each course for it to count toward your financial aid eligibility.
Once your summer financial aid has been awarded, any classes added after the census date (May 31) will not be included when determining your enrollment status for Pell Grant eligibility. This includes Summer Session II classes if they are added after May 31. However, classes added after May 31 may still be considered for free community college and federal student loan purposes.
Exceptions:
- If you submit your FAFSA after May 31, your Pell Grant eligibility will be based on your enrollment status on the date Massasoit receives your FAFSA with a calculated SAI.
- If you are not enrolled on that date, your eligibility will be based on the date you first enroll. This includes students who are enrolling in Summer Session II only. In all cases, to the extent practicable, register for all of your summer classes on the same day so they can be included in your Pell Grant eligibility. Once your eligibility is determined based on enrollment at the time of FAFSA receipt (or first enrollment), it cannot be increased if you add classes later.
| Sessions | Dates |
|---|---|
| Full Summer Term | May 27 – August 7 |
| Summer Session I | May 27 – July 1 |
| Summer Session II | July 7 – August 7 |
Census Date: 5/31/2025*
*You must enroll in all summer courses, including Summer Session II, by 5/31/2025
All Summer 2025 financial aid awards are considered tentative until your Spring grades have been reviewed. If it is determined that you are not meeting Satisfactory Academic Progress (SAP) requirements, your summer financial aid, including free community college and student loans, will be canceled, and you will be responsible for paying your summer tuition and fees out of pocket.
If you drop a summer class after receiving financial aid, your eligibility may change, and your aid may be reduced or canceled. Key rules include:
Federal student loans require enrollment in at least six eligible credits. If you drop below six credits before your loan is disbursed, the loan will be canceled.
Free community college programs (MassReconnect and MassEducate) require that you begin attendance in at least six eligible credits across all summer sessions. If you drop a class and do not attend at least six credits, you will no longer qualify for free community college funding, even if you were originally eligible, and may be financially responsible for your bill.
Pell Grants are based on total summer enrollment. Pell Grants are based on your total enrollment across all summer sessions. If your award includes a class in Summer Session II and you do not begin attendance in that class, your Pell Grant will be recalculated. This may reduce your award and result in a balance owed.
If your financial aid award includes Summer Session II courses and you decide not to take them:
You must drop the class by the published refund deadline to avoid being charged. For the most accurate and up-to-date deadlines, please visit the Refund and Withdrawal Deadline page. If you drop the class after the deadline, you will still be billed even if your financial aid is reduced or canceled.
If you drop a Summer I class but plan to return for Summer II, you must submit written confirmation of your intent to return in Summer II to the Financial Aid Office at the same time that you drop your Summer I course(s). Without written confirmation, Massasoit is required to treat you as a withdrawn student and perform a Return to Title IV calculation. If you confirm attendance but do not return for Summer II, you will still be considered withdrawn and your financial aid will be recalculated accordingly.
Additionally, if you withdraw from all eligible classes before completing at least 60% of the days in the Summer session(s) that you were scheduled to attend, you will be considered a withdrawal, and a Return to Title IV Funds calculation will be performed.
If you are a financial aid recipient and decide that you would like to drop a Summer class or withdraw from the Summer Semester entirely, please see a Financial Aid Counselor BEFORE you drop any courses or withdraw.
After your course participation has been confirmed and any necessary award adjustments have been made, financial aid will be disbursed directly to your student account. The first summer disbursements are expected in mid-June and will continue weekly throughout the Summer Semester.
Federal financial aid is disbursed based on your enrollment status at the time of disbursement, under the presumption that you will attend all classes for which aid has been awarded. This includes Summer Session II and other classes that may not have begun at the time funds are released.
For the Summer Semester only, Massasoit will invoke low cohort default rate exemptions and will disburse Summer loans in a single installment. Additionally, we will not delay the disbursement of a loan for 30 days for first-time, first-year undergraduate students.
If your financial aid award exceeds your charges, and you have completed all loan requirements (if applicable), you may use your anticipated credit balance to purchase books and supplies at the Massasoit Virtual Bookstore. If you are eligible to participate in this program, the Financial Aid Office will send an email to your Massasoit email address with additional information.