- Health Insurance
Through the Group Insurance Commission (GIC), a variety of health insurance plans are offered for eligible employees, employees’ spouse, and dependent children (up to the age of 26 where applicable by law). Coverage begins on the first day of the month, following 60 calendar days or more depending on date of hire.
GIC Information including rates and plans
- Basic Life Insurance
For a low-cost premium, a $5,000 term life insurance plan is offered to benefit eligible employees. Employees that elect health insurance coverage are automatically covered by the basic life insurance.
- Optional Life Insurance
This employee-pay-all benefit is offered to provide economic support for your family and has no cash value. It is term insurance and allows you to increase your coverage up to eight times your annual base salary for a maximum of $1.5 million. Term insurance covers you and pays your designated beneficiary in the event of your death.You must have Basic Life Insurance to enroll in Optional Life Insurance. The monthly premium is determined by your age and base salary.
- Dental Insurance
- Non-Unit Professional Employees: New employees and their eligible dependents are eligible for coverage with MetLife on the first day of the month following 60 calendar days from the date of employment. Monthly dental premiums are $22.80 individual/$45.60 family per month.
- Faculty and Unit Professional Employees (MCCC): New employees and their eligible dependents are eligible for coverage with MetLife following 180 days of employment. There is no monthly premium for this benefit. For additional information, please contact your Union Steward.
- Classified Employee (AFSCME): New employees and their eligible dependents are eligible for coverage with Delta Dental beginning on the first day of the month following six months of employment. There is no monthly premium for this benefit. For additional information, please contact your Union Steward.
- Dependent Care Assistance Program
This plan allows an eligible employee to elect a dollar amount (deducted monthly pre-tax) to pay for qualified, out-of-pocket dependent care expenses, such as day care, after-school programs, elder day care, and day camp, on a pre-tax basis. Annual elections can be up to $5,000. There is a low-cost administration fee per month.
- Health Care Spending Program
This plan allows employees to pay for out-of-pocket health related benefits on a pre-tax basis. Expenses must be medically related. Examples include physician office and prescription drug co-payments, medical deductibles and coinsurance, eyeglasses and contact lenses not covered by an employee’s health or vision plan, orthodontia and dental benefits not covered by the employee’s dental plan. There is a low-cost administration fee per month.
- Long Term Disability (LTD)
Long Term Disability Insurance is an income replacement option. If you are unable to work for 90 consecutive days due to illness or injury the plan could potentially replace up to 55% of an employee’s regular pay against sickness or injury, up to age 65. The premium cost depends on the employee’s age and salary.
- Employee Assistance Program
Massasoit Community College offers 2 employee assistance programs. These programs are confidential prepaid benefits and are available to the employee and eligible family members. They offer services such as private phone or in-person counseling sessions, referrals, legal advice, financial counseling, college planning, and retirement consultation.
- System-wide Tuition Remission
The Board of Higher Education has an approved a policy that provides tuition remission benefits for employees, their spouses and dependent children at public colleges and universities. New employees are eligible for a tuition remission six months after their date of hire. Details regarding the policy are available from the Human Resources Department.Massasoit Community College participates in the statewide tuition remission program available to all employees of the Commonwealth. As the specific type of tuition remission depends on your contract and job status, please contact the Human Resources Office at your place of employment for details.
- Paid Holidays
The College observes 11 paid legal holidays in a calendar year including:
New Year’s Day, Martin Luther King Day, Presidents Day, Patriots Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day
Additional paid time off refer to your handbook or collective bargaining agreement.
- Massachusetts State Employee Retirement System (MSERS)
MSERS is a contributory, defined benefit retirement system administered through the Massachusetts State Board of Retirement and governed by Massachusetts General Laws, Chapter 32. MSERS also provides disability, survivor, and death benefits to members and their beneficiaries. The amount of an employee’s pre-tax contribution is 9% of regular salary and an additional 2% of regular salary in excess of $30,000.
Specific information on MSERS
- Optional Retirement Plan (ORP)
New benefited faculty, MCCC Unit Professionals, and Non-Unit Professionals are eligible to enroll with the Optional Retirement Plan if they are not vested in the MSERS. The Department of Higher Education administers the Optional Retirement Plan (ORP). The ORP is a defined contribution plan that provides income based on the investment performance of your individual account balance that you decide how it is invested. The amount of the employee’s pre-tax contribution is 9% of regular salary and an additional 2% of regular salary in excess of $30,000. Participants are able to choose from ORP providers.
Specific information on ORP
*Each eligible new employee has 180 days to decide between MSERS and ORP. Once a decision has been made, it is irrevocable.
- Social Security
Commonwealth of Massachusetts state employees do not have Social Security taxes withheld from their earnings. (Medicare is taken out.) Employees retiring with a state pension who are also eligible for Social Security benefits may have their Social Security Benefits reduced by Social Security’s Windfall Elimination Provision (WEP) and/or Government Pension Offset (GPO).
Specific information on Windfall Elimination Provision (WEP)
Specific information on Government Pension Offset (GPO)
- Deferred Compensation Supplemental Retirement SMART Plan
Under Internal Revenue Code Section 457, this plan allows employees to save and invest pre-tax or after-tax, Roth, 457 contributions through salary deferrals. Employees can participate in this plan at any time. IRS annual limits do apply. The plan is administered by Great West.
Massachusetts Deferred Compensation SMART Plan information
- Massachusetts 403(b) Supplemental Retirement Plan
Under Internal Revenue Code Section 403(b), this plan allows employees to save and invest pre-tax or after-tax, Roth contributions through salary deferrals. Employees can participate in this plan at any time. IRS annual limits do apply. The Plan is administered by the Department of Higher Education.
Specific information on 403(b)
All employees are paid on a biweekly basis (every other Friday).
This website page is for informational purposes only and does not guarantee benefits.